Privacy Policy

1. Introduction

This Privacy Policy describes how Stonqly (operating at stonqly.com, the "Site") collects, uses, and protects any information when you visit our Site. Stonqly is a stock market education blog. We value your privacy and have designed this Site with a minimal data footprint — no account registration is required, and no sensitive financial data is collected.

2. Information We Collect

We collect only the minimum data necessary to operate and improve the Site:

• Usage & Analytics Data: When you visit the Site, third-party analytics services (such as Google Analytics and Vercel Analytics) may automatically collect non-personally-identifiable information including your browser type, operating system, referring URLs, pages visited, and approximate geographic region (country/city level). This data is aggregated and used solely to understand Site traffic and improve content.
• No Account Data: We do not offer mandatory user registration, login, or account creation. Most features are available without providing any personal information.
• Account Authentication (Optional): If you choose to sign in using Google OAuth, we collect only the basic profile information provided by Google: your name, email address, and profile picture. This information is used solely for authentication purposes and to provide personalized features. We do not store your Google password or any other Google account credentials.
• Voluntarily Provided Information: If you contact us via email (stonqly@gmail.com), we will receive the information contained in your message.

3. Cookies & Local Storage

Cookies: The Site may use cookies set by third-party services (e.g., Google Analytics, Vercel Analytics) for analytics purposes. These cookies do not contain personally identifiable information and are governed by those third parties' own privacy policies. You can disable cookies in your browser settings at any time.

Local Storage: The Site uses your browser's local storage for functional purposes, including remembering your preferred color theme (dark/light mode). If you choose to authenticate with Google, we store a secure authentication token in your browser's local storage to maintain your session. All calculator inputs — such as investment amounts and time horizons entered into our SIP, CAGR, or Goal Planner calculators — are processed entirely in your browser (client-side) and are never transmitted to our servers. No sensitive financial data is stored or collected.

4. How We Use Your Information

Any information we collect is used only for:

• Analysing aggregate Site traffic and content performance.
• Improving Site features, layout, and educational content.
• Responding to enquiries you submit directly via email.
• Ensuring the technical security and stability of the Site.

We do not sell, rent, or trade your personal information to any third party for marketing purposes.

5. Third-Party Services

The Site may use the following third-party services, each governed by its own privacy policy:

• Google Analytics — for aggregate website analytics. See Google's Privacy Policy.
• Vercel Analytics & Speed Insights — for privacy-friendly website analytics and performance monitoring. See Vercel's Privacy Policy.
• Google OAuth — for optional user authentication. When you choose to sign in with Google, you are subject to Google's Privacy Policy and Terms of Service.
• Social Sharing Buttons — links to Twitter/X, LinkedIn, and WhatsApp are provided for convenience; clicking them will be subject to those platforms' own privacy policies.
• External Links — the Site may link to third-party sites (NSE, BSE, AMFI, broker platforms). We are not responsible for the privacy practices of those sites.

6. Data Security

We take reasonable technical measures to protect the Site against unauthorised access or disclosure. The Site is served over HTTPS. Because we collect minimal personal data and all calculator computations are client-side, the risk of sensitive data exposure is inherently low. However, no method of internet transmission is 100% secure, and we cannot guarantee absolute security.

7. Children's Privacy

The Site is intended for a general adult audience. We do not knowingly collect personal information from children under the age of 18. If you believe a child has provided us with personal information, please contact us at stonqly@gmail.com and we will promptly delete it.

8. Your Rights

Since we collect minimal identifiable data, your primary controls are:

• Opt out of analytics cookies via your browser settings or a browser extension (e.g., Google Analytics Opt-out Add-on).
• Clear local storage at any time via your browser's developer tools to remove theme preference, authentication tokens, and any cached data.
• Sign out of your Google account at any time to remove authentication tokens and stop personalized features.
• Request deletion of any email correspondence or personal information you have voluntarily submitted by contacting us at stonqly@gmail.com.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page will always reflect the most recent revision. We encourage you to review this page periodically. Your continued use of the Site after any changes constitutes acceptance of the updated policy.

10. Contact Us

For any privacy-related questions or requests, please reach out to us at stonqly@gmail.com.