SIP Calculator Online Free

Estimate the future value of monthly SIP investments with compounding.

SIP Calculator

See how your monthly investments grow over time

Monthly Investment ($)

Expected Annual Return (%)

Time Period (years)

Future Value

$9,991,479

Total Invested

$2,400,000

Total Gains

$7,591,479

Growth Over Time

Portfolio

Invested

A Systematic Investment Plan (SIP) lets you invest a fixed amount every month into mutual funds or other instruments. This calculator shows how compounding grows your wealth over time — even small monthly amounts can build a significant corpus. SIPs benefit from rupee cost averaging, reducing the impact of market volatility on your overall investment.

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Lumpsum Calculator

See how a one-time investment grows at a given return rate over time.

Lumpsum + SIP Step-Up

Combine lumpsum + SIP with annual step-up to accelerate growth.

Goal Planner

Find the SIP or lumpsum needed to reach your financial goal.